JAKARTA, Indonesia and Japan have officially launched a cross-border QR code payment system, allowing consumers in both countries to make seamless transactions in rupiah or yen without the need for currency exchange. The initiative marks a significant step forward in strengthening financial integration between two of Asia’s largest economies.
Bank Indonesia Governor Perry Warjiyo, left, and Ueda Hajime, a Japanese senior diplomat for economi and development affairs, count down the launch of the Indonesia-Japan QRIS digital payment system in Jakarta, Monday, Aug. 25, 2025.
The system, which uses the Quick Response Indonesian Standard (QRIS) in Indonesia, went live on August 17, 2025. It enables travellers and businesses to conduct instant digital payments by simply scanning a QR code, streamlining cross-border spending.
Bank Indonesia Governor Perry Warjiyo said the collaboration builds on similar arrangements Indonesia has already established with Malaysia, Singapore, and Thailand.
“Indonesian tourists in Japan no longer need to carry cash in rupiah or yen. With just their mobile phone, they can scan and pay – whether in Shibuya or Okachimachi,” Perry noted during the launch event in Jakarta.
He emphasized that the system not only improves convenience but also enhances security and efficiency in digital transactions, contributing to broader economic and financial connectivity.
Japan’s Commitment to Regional Financial Links
Japanese Finance Minister Katsunobu Kato welcomed the initiative, highlighting its role in supporting Asia’s expanding trade and financial flows.
“As cross-border transactions grow, reliable and efficient payment infrastructure becomes increasingly vital. This initiative represents a step toward deeper economic integration, making trade and services between Japan and Indonesia more dynamic,” Kato said.
The rollout of the Indonesia-Japan QR payment link is expected to boost tourism, business activity, and long-term cooperation in the region’s fast-evolving digital economy.
