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KUALA LUMPUR, MALAYSIA – Media OutReach Newswire – 28 August 2025 – BJAK, Malaysia’s leading insurance comparison platform, has launched its 9.9 Mega Giveaway. Running from 25 August to 9 September 2025, the campaign invites Malaysians to sign up with BJAK for a free vehicle insurance quote and stand a chance to win exclusive lifestyle and tech prizes, while reinforcing the importance of timely protection. BJAK 9.9 Mega Giveaway Participants can expect coveted rewards, including the Kawasaki Ninja ZX-25R, Sony BRAVIA 8 65” Mini LED TV, Samsung Galaxy Z Flip7, Nintendo Switch 2, Marshall Stanmore III Bluetooth Speaker, and more. Winners will be announced on 10 September 2025. How to Join BJAK 9.9 Mega Giveaway: Visit BJAK.com Get a free insurance quote Select your preferred giveaway prize As an exclusive reward, customers who renew specifically on 9 September 2025 will also receive a FREE BJAK VIP Rescue Plan, which includes unlimited towing and an extended engine & gear warranty. The campaign is further amplified with BJAK’s new jingle MV “BJAK BJAK Hei”, featuring Shaheizy Sam, Mekyun, and Arwind Kumar, adding a fun, relatable twist to insurance renewal. The BJAK 9.9 Mega Giveaway is part of the ‘Ini Baru BJAK’ campaign, showcasing BJAK’s mission to provide Malaysians with VIP protection, great savings, and exciting rewards. It’s an initiative to help Malaysians make informed decisions and enjoy the perks of staying insured. For more information and participation, visit BJAK.com. Hashtag: #BJAK99Mega #BJAKVIP #IniBaruBJAK http://BJAK.comhttps://www.facebook.com/bjak.bm/https://www.instagram.com/bjak.my/ The issuer is solely responsible for the content of this announcement. About BJAK BJAK is Malaysia’s #1 insurance comparison and renewal platform, helping millions of drivers secure the best coverage in minutes. Partnering with leading insurers, BJAK offers transparent pricing, flexible payments, and exclusive perks like VIP roadside assistance and unlimited towing – delivering convenience, value, and peace of mind to every driver.

HONG KONG SAR – Media OutReach Newswire – 28 August 2025 – Cushman & Wakefield, a leading global real estate services firm, today released its annual Greater China Top Office Supply/Demand Trends report. According to the report, at the end of Q2 2025, the total Grade A office inventory in the core markets of the 20 major cities in Greater China we track totaled 72.1 million sq m. In the meantime, total premium core city office net absorption across the Greater China market for the H1 2025 period reached 0.76 million, a 5.5% y-o-y increase. Of the six major cities in the region — comprising the tier-1 city group, Hong Kong, and Taipei — Taipei registered the lowest vacancy rate at 7.9%. As for the tier-2 city group, Qingdao recorded the lowest vacancy rate at 24.7%. The supply/demand rundown for 20 city core area-level markets in Greater China (Q2 2025) Source: Cushman & Wakefield Research Shaun Brodie, Head of Research Content, Greater China, Cushman & Wakefield said, “For tenants, the Grade A office market continues to present opportunities, with vacancy rates and rental levels remaining favorable. With landlords adopting a more flexible approach amid the gradual economic recovery, occupiers can continue to benefit from attractive leasing terms and greater choice in the market.” Jonathan Wei, President, Project and Occupier Services, China, Cushman & Wakefield, commented: “In the next two or three years, there will be a peak in supply in most of the major cities in the Chinese mainland region. Landlords will need to continue to strengthen their market competitiveness to attract tenants.” Beijing New Grade A office supply in Beijing in 2024 reached 273,000 sq m, a 55% decrease compared with the full-year 2023, making it the lowest new supply level of the past decade. No new supply entered the Beijing office market in H1 2025, with total Grade A office stock unchanged at 13.68 million sq m for the first half of 2025. From 2024 to H1 2025, softening rental levels, large leasing deals, and pre-leasing at new entrants boosted citywide net absorption to surpass the previous period performance, reaching 511,967 sq m, up 51.9% y-o-y. The overall office market vacancy rate trended down 1.8 percentage points from the Q4 2023 level to 16.87%. No new supply is scheduled to enter the Grade A office market in H2 2025. We expect the market to continue to digest existing stock, in turn further pulling down the overall vacancy rate. Landlords’ room for rent concessions is approaching a limit, and the overall market is now in a bottoming-out phase. We expect overall office rents to stabilize by the end of 2025. Shanghai From 2024 to H1 2025, approximately 1.34 million sq m of high-quality office space launched in the Shanghai Grade A office market, with 56% of the area located in emerging districts. Over the past six quarters, the Shanghai Grade A office market recorded average quarterly net absorption of 132,266 sq m. The professional services, retail & trade, and TMT sectors were active in leasing, accounting for the top three sectors for leased area. As at Q2 2025, the vacancy rate rose to 23.6%. In turn, the average monthly rental level fell 8.2% y-o-y to RMB 212.6 per sq m. From H2 2025 to 2027, Shanghai will see 2.58 million sq m of new supply enter the market, representing 14.6% of current stock, with emerging business districts becoming the main supply hubs. Additionally, favorable policy measures for both demand and supply are being implemented, accelerating innovation in strategic emerging industry fields such as integrated circuits, biomedicine, and AI, optimizing spatial layouts, and injecting new momentum into the office market. Shenzhen Shenzhen’s Grade A office market welcomed 516,000 sq m of new supply from Q1 2024 through to Q2 2025, bringing citywide total stock to 8.60 million sq m. The new supply was distributed in Qianhai, Luohu and Futian. Citywide net absorption for 2024 contracted 57.9% y-o-y to record 165,000 sq m. Citywide net absorption in H1 2025 expanded y-o-y but remained at the similarly low level for the same period in the past decade. The citywide overall vacancy rate has risen 1.7 percentage points since the end of 2023 to reach 27.8%. The Q2 2025 monthly average rental level dropped 14.1% from Q4 2023 to record RMB160.1 sq m. Approximately 1.2 million sq m of new supply is scheduled to enter the market in the H2 2025 period. The overall vacancy rate is expected to continue to rise, and rents will face downwards pressure in the short- term. With the ongoing development of AI, we anticipate that the Grade A office market will see incremental demand growth driven by the further emergence of high-quality technology sector firms. Guangzhou From the beginning of 2024 to the second quarter of 2025, new office projects totaling 441,713 sq m of space were completed. Citywide total stock then expanded to 6.94 million sq m. Delayed deliveries have reduced supply in 2024 compared to 2023, although accelerated construction in the Financial City district led to a resurgence of supply in the first half of 2025. Compared to the end of 2023, the market has experienced a rise in lease inquiries. Occupiers continue to view renovation and fit-out expense incentives as key factors when looking to sign a new lease. Domestic enterprises remain the key drivers of transaction activity, with TMT, professional services, and finance firms, the top three sectors for leased area citywide. Ahead, 2.39 million sq m of new space is expected to enter the market by 2027. Headquarter-type properties will account for more than half of the new supply. Market demand continues to evolve, with vacancy rates and rental levels remaining under pressure amid fierce competition. Chengdu From 2024 through to H1 2025, Chengdu saw 287,554 sq m of new Grade A office space enter the market, expanding citywide total stock to 3.38 million sq m. Grade A office net absorption reached 67,468 sq m for the 2024 to H1 2025

HANOI, VIETNAM – Media OutReach Newswire – 28 August 2025 – VinFast has officially handed over a special fleet of Lạc Hồng 900 LX vehicles, built to serve international heads of state, to Vietnam’s Ministry of Foreign Affairs at the celebration of the 80th anniversary of Vietnam’s National Day (September 2, 1945 – September 2, 2025). The Lạc Hồng 900 LX is a limited-edition flagship model that embodies Vietnam’s cultural heritage and national pride, symbolizing the “Fierce Vietnamese Spirit.” The vehicle is offered in two variants, including an armored edition certified to the VPAM VR7 standard – the world’s most stringent protection levels for state leaders’ vehicles. Inspired by the Vietnamese legend of the “Descendants of the Dragon and Fairy” (Con Lạc cháu Hồng), the Lạc Hồng 900 LX reflects the capability, intelligence, and aspirations of the Vietnamese people in the new era. Every design detail blends cultural legacy with global standards. Both variants, Standard and Armored, feature a commanding and luxury presence with a 3,349 mm wheelbase and exterior details celebrating Vietnam’s heritage: a gold-plated logo shaped like the mythical Lạc bird, a grille reminiscent of Đông Sơn bronze drums, and parallel grille bars symbolizing Vietnam’s iconic bamboo groves. The cabin is crafted with premium materials such as Golden Nanmu wood, Nappa leather, and genuine gold detailing. Every gold-plated element inside and outside the vehicle is handcrafted with meticulous precision. The interior offers world-class comfort with extra-wide executive seating, premium footrests, a soundproof glass partition, electric curtains, and an advanced intercom system between the front and rear cabins. The Armored Edition is developed in partnership with INKAS Armored Vehicle Manufacturing (Canada), a leading global name in armored car, features reinforced and fully-armored bodywork, bullet-resistant glass, and an armored rear partition. The vehicle underwent rigorous testing at Beschussamt Ulm (Germany), enduring 440 live rounds and 11 explosive blasts from beneath and above the vehicle. Certified to VPAM VR7, it can withstand NATO Ball M80 rifle ammunition and DM51 grenades. Additional safety and emergency features include run-flat tires capable of driving 80-100 km after puncture, optional onboard oxygen supply, integrated fire suppression system, satellite phone, warning lights, and sirens, etc… depending on mission requirements. The first fleet of Lạc Hồng 900 LX delivered to Vietnam’s Ministry of Foreign Affairs includes two Armored units and ten Standard units, affirming the vehicles’ quality, safety, and craftsmanship at the highest international level. Mr. Nguyễn Việt Quang, Vice Chairman and CEO of Vingroup, stated: “After eight years in the automotive industry, VinFast is proud to have become a pioneering brand that brings Vietnamese excellence, intelligence, and technology to the world, earning the trust and recognition of customers in many countries. With the launch of the Lạc Hồng 900 LX, we reaffirm our role as a national brand that elevates Vietnam’s position on the global stage. Through this model, we hope the world will see a modern and developed Vietnam that has had a remarkable journey during the past 80 years.” The debut of this special vehicle line, rich in national identity, at the historic celebration of the 80th anniversary of Vietnam’s National Day, is a powerful declaration of Vietnamese spirit, intelligence, and class. Every movement of the Lac Hong 900 LX serves not only as proof of the country’s industrial and technological achievements after 80 years of independence, but also as a national symbol, helping to shape a new position for Vietnam on the international stage./. Experience the Lạc Hồng 900 LX: The Lạc Hồng 900 LX will be on display at the exhibition “80 Years of Independence – Freedom – Happiness” from August 28 to September 5, 2025 at the National Exhibition Fair Center (Đông Anh, Hanoi). Visitors can view the tested Armored Edition at Vingroup’s outdoor pavilion (West Square) and the Standard Edition at the indoor exhibition hall H3, Kim Quy Pavilion. https://vinfastauto.com/vn_en Hashtag: #VinFast The issuer is solely responsible for the content of this announcement.

Announces “Export Purchasing Manager Index” of China B2B Export Outlook Remains Positive in July 2025 HONG KONG SAR – Media OutReach Newswire – 28 August 2025 – XTransfer, the World’s Leading & China’s No.1 B2B Cross-Border Trade Payment Platform, successfully held “XTransfer TradeVision Summit 2025” in Guangzhou, an annual grand event of the Chinese foreign trade industry. Organised by XTransfer and supported on-site by multiple international financial institutions, including ICBC, Bank of China, Deutsche Bank, and OCBC Bank. More than 3,000 representatives from foreign trade enterprises, factories, and trading companies across the country gathered to discuss global trade trends and new opportunities in emerging markets. XTransfer Founder & CEO, Bill Deng, speaks at “XTransfer TradeVision Summit 2025”. During the event, XTransfer Founder & CEO Bill Deng stated, “Trade disputes between China and the US have evolved into global trade disputes, yet China’s SMEs in foreign trade have shown great resilience and innovation, actively exploring non-European and non-U.S. markets. Emerging markets, such as those in Africa, have become new blue oceans for exports, offering vast business opportunities due to demographic dividends and infrastructure needs. XTransfer is also actively expanding in emerging markets, providing fast, secure, and affordable cross-border payment services to both Chinese and local foreign trade enterprises. XTransfer now serves over 700,000 clients worldwide and is leading a mobile payment revolution in cross-border B2B trade. In the next five years, we aim for tenfold growth, at which point the mobile payment revolution will be largely complete.” XTransfer Releases July 2025 “Small and Medium Enterprises (B2B) Merchandise Export PMI Index” of China At the summit, XTransfer released the July 2025 “Small and Medium Enterprises (B2B) Merchandise Export Purchasing Manager Index” of China (referred to as the XTransfer PMI), the first index initiated by the private sector to focus on export trends in China’s foreign trade industry. Data shows that the XTransfer PMI for July 2025 recorded 52.4%, above the 50% threshold, reflecting continued positive export momentum and strong resilience among SMEs. The survey found that African countries posted the highest export PMI, making them the new blue ocean for SME overseas market expansion, with “New Three” export categories showing outstanding performance. The XTransfer PMI is derived from a sample survey of over 2,500 foreign trade SMEs drawn from a pool of more than 700,000 on the XTransfer platform. This survey encompasses 28 major export provinces and 148 cities across China, providing an authoritative reference for the industry. The index analyses various aspects of the export process, including procurement, sales, logistics, personnel, and capital. It aims to assist SMEs in forecasting trends and optimising their business strategies. SMEs Showcase Resilience Amid Positive Export Environment Looking at the sub-indices of the XTransfer PMI, the three key indicators reflecting overall SME export performance, namely the Export Orders Index, Export Price Index, and Capital Turnover Index, all remain well above the 50% threshold. This indicates a strong and stable export environment for SMEs. African Countries Record Highest Export PMI; Emerging Markets in Asia, Africa, and Latin America Show Strong Performance Among different export destination countries/regions, the Export PMI for African countries reached the highest (53.7%). Especially in the Export Orders Index, African countries far outperformed other areas, with Ghana and Nigeria standing out. As demand from the U.S. market declines, Africa, with its demographic advantages, significant infrastructure needs, and evolving consumer markets, has emerged as a promising opportunity for SMEs seeking to expand overseas. In addition, the Export Orders and Price Index for SMEs in ASEAN, Africa, and Latin America demonstrated a strong performance, reflecting the continued efforts of SMEs to develop in emerging markets. XTransfer helps foreign trade companies efficiently expand into emerging markets in Asia, Africa, and Latin America by providing localised cross-border payment solutions. Working with local banks and financial institutions in Nigeria, Ghana, Brazil, South Africa, and other countries, XTransfer has launched Local Currency Accounts, supporting settlements in over 30 currencies, including the Nigerian Naira, Ghanaian Cedi, Brazilian Real, and South African Rand. This enables buyers to pay directly via local payment systems, reducing intermediaries and FX losses. The “New Three” Categories Lead Export Growth The export product structure is further optimised, with mechanical and electrical products, base metals, and textiles remaining the backbone. The “New Three” products, represented by lithium batteries, new energy vehicles, and solar cells, have performed exceptionally well, with the Export Price Index significantly higher than the overall market. Lithium batteries and new energy vehicles have seen both volume and price increases, and export destinations are becoming increasingly diversified. Southeast Asia has become a major export destination for the “New Three” products, with significant growth in exports of electric vehicles and batteries to Vietnam, Thailand, Malaysia, and other ASEAN countries. European policies promoting reduced carbon emissions and renewable energy have also driven demand for related products. Meanwhile, infrastructure demand in Latin America and Africa presents significant market potential for these categories. Customer interviews reveal that SMEs remain highly resilient amid global uncertainty and increasing competition, responding to challenges through product innovation, service upgrades, and diversified market layouts, and actively expanding into emerging markets beyond traditional markets in Europe and the US. Hashtag: #XTransfer #PMI #TradeVisionSummit #Crossborder #Payment #SMEs https://www.xtransfer.comhttps://www.linkedin.com/company/xtransfer.cnhttps://x.com/xtransferglobalhttps://www.facebook.com/XTransferGlobal/https://www.instagram.com/xtransfer.global The issuer is solely responsible for the content of this announcement. About XTransfer XTransfer, the world-leading and China’s No.1 B2B Cross-Border Trade Payment Platform, is dedicated to providing small and medium-sized enterprises (SMEs) with secure, compliant, fast, convenient and low-cost foreign trade payment and fund collection solutions, significantly reducing the cost of global expansion and enhancing global competitiveness. Founded in 2017, the company is headquartered in Shanghai and has branches in Hong Kong SAR, the United Kingdom, the Netherlands, the United States, Canada, Australia, Singapore, Vietnam, Thailand, Malaysia, the Philippines, the UAE, and Nigeria. XTransfer has obtained local payment licences in Mainland China, Hong Kong SAR, Singapore, the United Kingdom, the Netherlands, the United States, Canada, and Australia. To date, XTransfer serves over 700,000 enterprise clients worldwide. By cooperating with well-known multinational banks and financial institutions, XTransfer

Empowering Businesses Expand Globally and Foster New Productivity Forces HONG KONG SAR – Media OutReach Newswire – 28 August 2025 – The Formnext Asia Shenzhen 2025 (exhibition) was held from 26 to 28 August at the Shenzhen World Exhibition and Convention Center. This year’s exhibition, themed “Shaping a new era of manufacturing in China,” brought together 265 renowned technology companies and industry leaders, becoming a bellwether for Asia’s additive manufacturing industry. As a key driver of 3D printing technology development in Hong Kong, the Hong Kong Productivity Council (HKPC) participated in the exhibition for the first time as a technical partner, showcasing innovative achievements across the entire industry value chain, including materials, equipment and application solutions. The participation aims to enable businesses in seizing regional economic growth opportunities and promoting technological innovation and industrial upgrades. The future manufacturing market offers immense potential, particularly in smart manufacturing, green technology, and emerging industries such as biotechnology and robotics. As a key enabler for accelerating future manufacturing, 3D printing technology facilitates highly customised and flexible manufacturing, for small-batch production of diverse products that can rapidly meet personalised market demands. The mold-free nature of 3D printing significantly reduces upfront costs of small-batch production, empowering companies to shorten lead times, stand out in the global marketplace, and improve pricing competitiveness. Future manufacturing models will integrate technologies like artificial intelligence (AI) and the Internet of Things, creating smart production systems that boost efficiency and reduce costs while driving the application of lightweight and intelligent materials —ultimately accelerating innovation and market development. From Innovation to Application: Demonstrating Cutting-Edge Technology As a leading international research institute, HKPC brings nearly 30 years of extensive expertise in 3D printing technology and industrial application. Dedicated in technology application research and providing comprehensive professional services, HKPC empowers various industries to meet specific market needs and manufacture high-value, customised products. This approach facilitates businesses diversification and fosters the development of high-value strategic industry chains. At the exhibition, HKPC featured research and development (R&D) breakthroughs from the “HKPC-HP 3D Printing Technology Centre”, the first in Asia equipped with both HP’s research version of “Metal Jet” and “Multi Jet Fusion” industrial 3D printers. The showcases highlighted the diverse applications of 3D printing technology and advanced manufacturing processes across sectors, from industrial components to fashion accessories. Furthermore, HKPC displays a series of advanced materials technology applications, designed to empowering emerging industries such as the low-altitude economy, healthcare, and humanoid robotics. Combining AI and 3D Printing to Drive Innovation and Promote New Productivity Forces Mr Edmond LAI, Chief Digital Officer, and Chief Executive Officer of Mainland Business of the Hong Kong Productivity Council, attended the opening ceremony on the first day of the exhibition and participated in the “China Additive Manufacturing Globalisation Seminar”. He delivered a speech titled “Powering Innovation: Going Global with Emerging 3D Printing Technologies to Advance New Productive Forces”, discussing the future development blueprint of the innovative 3D printing industry with industry leaders. Mr Edmond LAI said, “Leveraging our extensive industry experience, HKPC has established comprehensive support and implementation capabilities, from technology R&D to industrial application. We are delighted to participate in this exhibition and showcase Hong Kong’s leading achievements and strengths in 3D printing, as a pivotal engine for driving new productivity forces and shaping the future of manufacturing. The integration with AI will unlock more efficient and flexible production models to meet market demands for lightweighting, customisation, and smart manufacturing. HKPC will continue to strengthen collaborative innovation partnerships. Through ‘The Cradle – Going Global Service Centre’, we will faciliate more manufacturing companies in Hong Kong and the mainland to go global and building a more competitive and resilient industrial system.” HKPC is actively pursuing 3D printing solutions integrated with AI, including: Collaborating with Nanjing ZhongKe ShenGuang Science&Technology Co., ltd, a R&D arm of National Innovation Center par Excellence (NICE), to develop an AI-assisted high-entropy alloy 3D printing system. The collaboration aims to efficiently design complex high-entropy alloy materials and optimize printing parameters, effectively eliminating the current time-consuming and tedious experimental processes and enhancing work efficiency. The HKPC is also in discussions with the Aachen Center for Additive Manufacturing in Germany to develop an AI model to optimize the design of metal bonded parts. By inputting material natures and process parameters, the model accelerates sintering predictions for 3D printed models, shortening product development cycles and design time, and reducing R&D costs. Furthermore, HKPC is actively empowering businesses to adopt 3D printing technology and establish microfactories overseas, maximising production efficiency within limited spaces. By integrating advanced intelligent technologies, companies can respond with agility to market demands. Emphasizing “hyperlocalisation,” microfactories leverages local resources and talent to build resilient manufacturing ecosystems, enhance operational flexibility, and strengthen international competitiveness. Bringing Together Industry Experts to Explore the Future of Smart Manufacturing During the exhibition, HKPC hosted a series of forward-thinking “Tech Talk” seminars. Technical experts covered the application of green materials in smart manufacturing and the cross-sector potential of industrial 3D printing for customised production. They also explored how machine vision and smart manufacturing enhance production quality control and boost productivity across various industries. These seminars fostered interaction between HKPC and members of the Hong Kong 3D Printing Association, strengthening industry collaboration and advancing an innovative ecosystem. For a brief introduction to the highlight exhibits, please click here to see the appendix. Hashtag: #HKPC The issuer is solely responsible for the content of this announcement. About Hong Kong Productivity Council The Hong Kong Productivity Council (HKPC) is a multi-disciplinary organisation established by statute in 1967, to promote productivity excellence through relentless drive of world-class advanced technologies and innovative service offerings to support Hong Kong enterprises. As a nationwide leader in innovative, market-driven research and development (R&D) internationally, specialising in leading technologies and all-rounded manufacturing services, HKPC promotes new industrialisation in Hong Kong and the Greater Bay Area and facilitates the development of new productive forces, leveraging innovation and technology (I&T), as well as bolstering Hong Kong to be an international innovation and technology centre and a smart

Baby Boomers wish they started planning 12 years earlier SINGAPORE – Media OutReach Newswire – 28 August 2025 – As Singapore celebrates 60 years of independence, Gen Zs (aged 16-28) are optimistic about their financial future in the next 60 years ahead. Half (51 per cent) of them are confident they will be able to retire well and pay for their daily necessities, healthcare and other expenses. This young cohort displays slightly more optimism than Millennials (45 per cent) and Gen Xs (38 per cent). However, 72 per cent of Gen Zs say that they do not have a retirement plan. As they are mostly students and new entrants to the workforce, they are focused on growing their earning power and prefer to begin saving for retirement when they have more disposable income later in life. Gen Zs have unique work/life preferences that need to be considered in developing their retirement plans. They are focused on earning multiple income streams (41 per cent). In addition, 60 per cent do not value work-life balance over career advancement, more so than older generations. About 32 per cent hope to find remote work opportunities so they can balance work and travel, and 22 per cent are keen on having multiple “micro-retirements”. Half (54 per cent) expect to retire by the age of 60, and 20 per cent aim to do so by 50. These insights are from the SG60 Financial Future Poll[1] commissioned by Prudential Singapore (“Prudential”), which surveyed 1,000 Singapore residents aged 17 to 76 in July 2025. It explores how ready Singaporeans are for retirement over the next 60 years and asks Baby Boomers (aged 55 and above) about the financial decisions that they might have made differently. Mr Jeff Ang, CEO of Prudential Financial Advisers Singapore, said: “Gen Zs are confident about the next 60 years because they have grown up in a nation that has flourished and provided them with the opportunities to thrive. They are go-getters who are willing to work hard while they are young to cultivate multiple income streams, but they want to do so on their own terms, with frequent travel and breaks. “While it is easy to delay retirement planning when you are focused on earning, it is important to boost your financial power by seeking financial advice early. You don’t need a large sum to begin—starting small and staying consistent can go a long way, especially with the power of compounding. Optimism and hustle are great, and when paired with financial planning, they will set you up for long-term success.” Baby Boomers wish they had started financial planning 12 years earlier Gen Zs could do well from listening to the advice of Baby Boomers who have decades of experience in managing their money. Almost all Baby Boomers (94 per cent) said they would have changed their approach to financial planning. They wish they had started financial planning 12 years earlier – at age[2] 28, rather than 40. On average, Singaporeans across all ages said they should have started five years earlier. Reflecting on their life journey, Baby Boomers’ top regrets for delaying retirement planning include: 61 per cent wish they built stronger financial habits sooner 49 per cent think they could have retired much earlier with timely financial planning 45 per cent feel they would have experienced less stress about retirement savings 35 per cent wish they had begun investing earlier 28 per cent regret unnecessary spending Said Mdm Sherafina Tan, 62: “In hindsight, I wish I had started planning for retirement much earlier. Now that I’m retired, I’m more aware of how quickly expenses can add up, especially as the cost of living continues to rise and healthcare becomes more expensive. Although I have supportive children, I don’t want to be a financial burden to them. I was thinking I’ll spend 10-20 years in retirement, but it may be 30 years or more since we are living longer. I should have done more with my spare cash by investing the money.” The high cost of living (75 per cent), healthcare costs (56 per cent), and insufficient income growth (50 per cent), were cited as key concerns among the respondents of the different age groups. Added Mr Ang: “Older Singaporeans are now focusing on how to live well beyond 60 and into their golden years. They need lasting wealth streams to manage the inevitably increasing costs of living due to inflation and other factors. Your CPF and bank savings are a good start to achieving financial security. This should be complemented by a diversified wealth portfolio with the right investments to bring in passive income and adequate life and health insurance coverage to support your lifestyle over time.” When asked how they would fund their retirement, the majority of respondents cited CPF savings (67 per cent) and bank savings (62 per cent) as their top sources of funding for retirement. They also intend to draw on other wealth generation options including stocks, index mutual funds/Exchange Trade Funds (“ETFs”) tracking indices such as S&P 500, bonds, insurance policies and investment-linked plans (ILPs). Concludes Mr Ang: “Our survey shows that Gen Zs and Millennials are more likely to invest in index mutual funds and ETFs, while relying less on insurance for retirement compared to the older generations. They should also consider protection as part of their long-term financial strategy. Health insurance is best bought early while you are still in good health. Other types of insurance such as savings and wealth accumulation solutions can offer the growth and stability that Singaporeans look for as they manage rising costs and plan for life beyond 60.” [1] Gen Zs (aged 16-28); Millennials (aged 29-44); Gen X (aged 45-55); Baby Boomers (aged 55+). There was equal representation across the four generational segments, with 250 respondents per group. [2] Median age. Hashtag: #Prudential #Prudential #FinancialFuturePoll #PrudentialFinancialFuturePoll https://www.prudential.com.sg/https://www.linkedin.com/company/prudential-assurance-company-singapore The issuer is solely responsible for the content of this announcement. About Prudential Assurance Company Singapore (Pte) Ltd (Prudential Singapore)  Prudential

BANGKOK, THAILAND – Media OutReach Newswire – 28 August 2025 – The National Innovation Agency (Public Organization), or NIA, under the Ministry of Higher Education, Science, Research and Innovation (MHESI), reaffirms its role as the “Focal Conductor of Innovation” in steering Thailand towards its ambition of becoming an “Innovation Nation” under the vision ‘NIA… Leading Thailand to Innovation Nation.’ Dr. Krithpaka Boonfueng, Executive Director of the National Innovation Agency (NIA) The agency has announced significant achievements in driving Thai innovation businesses towards global competitiveness through its ‘4G’ strategy: Groom, Grant, Growth, and Global. NIA now moves forward with new objectives: to foster innovations that deliver tangible positive impacts on the economy and society, supported by a strong innovation ecosystem. This includes financial support, the development of entrepreneurial capabilities, access to innovation infrastructure, and adaptation to the ongoing volatility of the global economic and social landscape. The goal is to strengthen Thai entrepreneurs and create opportunities for them to expand their investments both domestically and internationally. Dr. Krithpaka Boonfueng, Executive Director of the National Innovation Agency (Public Organization) (NIA), stated that Thailand’s innovation businesses hold several inherent strengths: from the readiness of national policies and infrastructure to the ability to blend culture and technology into creative products and services, leveraging diverse natural resources and the growing regional market that continues to attract foreign investors. These factors have given Thai start-ups and SMEs the opportunity for exponential growth. As Thailand’s Focal Conductor of Innovation, NIA stands ready to link with partners both in Thailand and overseas to promote and support innovation-driven businesses across all dimensions, guided by the 4G framework: Groom: nurturing and developing innovation capability; Grant: providing financial support; Growth: creating opportunities to expand markets and access funding; and Global: propelling Thai innovations onto the international stage. Over the past year, under the ‘Groom’ dimension, NIA has accelerated capability building through 16 innovation training programs delivered by NIA Academy, engaging more than 40,000 participants across youth, entrepreneurs, organizations, and emerging leaders. The agency has also promoted start-up development through the Thailand League Start-up Program, engaging over 250 teams from 50 universities nationwide, equipping students with entrepreneurial skills and perspectives to prepare them for the real-world start-up journey. For start-ups, SMEs, and social enterprises looking to further develop and commercialize their innovations, NIA provides financial support under the ‘Grant’ dimension. This is structured into national development innovation funding and area-based innovation funding, supported by nine mechanisms designed to meet target group needs: Open innovation; Mission-driven innovation programs; Development of standards for innovation businesses; Partial interest support to enhance liquidity; Scaling regional innovation to wider markets; Innovation advisory services; Business expansion support; the ‘Good Innovation, No Interest’ initiative; and Co-funding and investment support, connecting entrepreneurs with public and private capital sources. As of August, NIA has already supported 254 innovation projects this year, with funding exceeding 397 million baht. In the ‘Growth’ dimension, NIA prioritizes expanding market access and funding opportunities both domestically and internationally, particularly in Thailand’s high-potential industries. To this end, the agency has developed acceleration programs for five priority sectors: agriculture, food, medical and healthcare, energy and environment, and tourism/soft power/society. In 2026, NIA aims to accelerate growth for 100 start-ups, targeting innovation-driven revenues of 1 billion baht and attracting an additional 2 billion baht in investment. The agency also continues to highlight and disseminate success stories through the Nil Mangkorn (Blue Dragon) Project, now in its third year. Cohorts 1 and 2 of the projects have enabled more than 40 Thai innovation brands to achieve average revenue growth of 3.4 times, equivalent to an economic impact of over 530 million baht. NIA also positions itself as a global start-up hub, providing services for both Thai start-ups aiming to expand overseas and foreign start-ups seeking to establish businesses in Thailand. Under the ‘Global’ dimension, support ranges from consultancy, market access, and investment facilitation to smart visas and tax measures. Thai start-ups with potential are guided into global markets through international market linkages, partnerships, and overseas business matching activities in countries such as the United States, Sweden, Finland, Qatar, China, Japan, Korea, and Hong Kong. To strengthen these efforts, NIA has also introduced programs to elevate innovation-based enterprises into international markets, including: Corporate Spark: fostering business matching with international start-ups possessing distinctive technologies or services; Global Market Link: creating opportunities to connect and expand markets overseas; and Global Investment Link: enhancing capabilities to attract investment from foreign investors. Dr. Krithpaka added, “Looking ahead to 2026, NIA identifies four global innovation trends that will shape opportunities and challenges for Thai start-ups and SMEs alike. These are: (1) Technology trends such as AI, IoT, and automation; (2) Environmental trends, including alternative energy, energy efficiency, and carbon reduction; (3) Geopolitical trends, covering resource allocation, conflict situations affecting global supply chains, and trade tariffs between Thailand and the United States, all of which demand adaptability from Thai industry and entrepreneurs; and (4) Demographic trends, particularly the shrinking proportion of the working-age population, which will affect economic structures, productivity, health welfare, and demand for goods and services. These present both challenges and opportunities for Thai SMEs and start-ups to adapt and tap into new business prospects arising from such shifts.” In response, NIA has outlined three flagship projects aligned with MHESI policy priorities: (1) the development of Thailand as a regional medical hub; (2) the application of agri-tech and agri-innovation by start-ups; and (3) the acceleration of deep-tech innovation enterprises. Additionally, NIA is advancing the NIA Innovation Journey & Dashboard 2026, a national database system consolidating information on innovation-based entrepreneurs, supported products and services, and growth trajectories. This platform will enable analysis of innovation dynamics to guide future policy direction and support mechanisms. Dr. Krithpaka concluded that “NIA remains firmly committed to promoting and supporting innovations that deliver positive impacts on both the economy and society – what we call Impactful Innovation. This will serve as a driving force to propel Thailand towards becoming a true ‘Innovation Nation’ recognized on the global stage.” Hashtag: #NIA