Sehgal brings over 20 years of leadership experience across digital banking, product strategy, retail credit, risk management, and data analytics. He has held senior roles in Singapore, Malaysia, the Philippines, Vietnam, Cambodia, and the United States, with a proven record in building digital businesses, scaling financial institutions, and developing credit and risk management ecosystems.
Currently, he serves as Senior Managing Director of Digital Business at CIMB Bank Malaysia and is a board member of CIMB Bank Cambodia, overseeing the bank’s regional digital operations and strategic initiatives. He previously held the role of Chief Business & Strategy Officer at CIMB Bank Philippines, where he helped the bank become a leading digital institution through the development of end-to-end digital products, ecosystem partnerships, AI-driven credit decisioning, and fraud and collections systems.
Earlier in his career, Sehgal held senior positions at AmBank Group Malaysia, OCBC Bank Singapore, United Overseas Bank Singapore, and JP Morgan Chase, leading teams in risk management, credit, collections, fraud operations, data analytics, IFRS9 compliance, and portfolio management. Notably, he also executed one of Malaysia’s largest retail debt-sale transactions and implemented regional credit infrastructure and risk-based strategies.
Commenting on his appointment, Ankur Sehgal said, “I am honoured to join CTOS at this important stage of its growth. CTOS plays a crucial role in promoting financial inclusion, responsible lending, and digital trust. I look forward to collaborating with the Board and leadership team to strengthen the company’s capabilities and deliver long-term value.”
