Maya is reportedly exploring an initial public offering (IPO) in the United States that could raise between US$500 million and US$1 billion. The company has not confirmed the reports, describing them as market speculation, and says its current focus remains on expanding its ecosystem for consumers and businesses in the Philippines.
The fintech firm, the digital banking arm of PLDT Inc., operates as a licensed digital bank under the Bangko Sentral ng Pilipinas. Since evolving from an e-wallet, Maya has grown into a full financial platform offering savings, loans, merchant services, and cryptocurrency trading.
Maya has shown consistent financial growth. In Q3 2025, it reported its third consecutive profitable quarter, posting a net income of PHP 532 million. Deposit balances reached PHP 57 billion, up 59% year-on-year, while total loan disbursements since launch have hit PHP 187 billion. The platform currently serves nine million bank users and 2.4 million borrowers.
A US listing would give Maya access to larger capital pools and a broader base of institutional investors than the local market. Meanwhile, the company stresses its stable financial position, noting it remains well-capitalised and supported by shareholders to continue executing its growth plans.
