KUALA LUMPUR, A total of 90,779 housing loan applications worth RM21.5 billion have been approved under the Housing Credit Guarantee Scheme (SJKP) to support homeownership among the B40 and M40 income groups, the Dewan Rakyat was told on Monday.
Deputy Housing and Local Government Minister Datuk Aiman Athirah Sabu said that young Malaysians aged 40 and below made up the majority of the approved applicants, accounting for 89.56% of the total.
“This includes around 15,000 borrowers aged 18 to 25, about 31,000 borrowers aged 26 to 30, 22,356 borrowers aged 31 to 35, and 12,799 borrowers aged 36 to 40,” she said in response to Azli Yusof (Pakatan Harapan–Shah Alam), who had asked about homeownership support for individuals without fixed income, including gig workers.
Aiman Athirah noted that under Budget 2026, Prime Minister Datuk Seri Anwar Ibrahim announced an additional RM20 billion in guarantees for the SJKP scheme to further assist first-time homebuyers.
“This is good news for the people, especially once the budget receives parliamentary approval,” she added.
During his budget speech last Friday, Anwar said the expansion of the scheme is expected to benefit another 80,000 first-time homebuyers. The overall guarantee ceiling will be raised from RM10 billion to RM20 billion, enabling more gig workers and self-employed individuals to secure home financing.
Separately, Aiman said the government is also pursuing other initiatives to help low-income earners, including rent-to-own programmes under the People’s Housing Project (PPR) and People’s Residency Programme (PRR), both overseen by the Housing and Local Government Ministry.
