Perbadanan Usahawan Nasional Bhd (PUNB) has reduced the profit rate for its business financing scheme to 3.5% per annum from between 5% and 6.75%, in a move aimed at lowering costs for Bumiputera entrepreneurs.
PUNB chief executive officer Izwan Zainuddin
The new rate under the Prosper Grow financing scheme will take effect for all approvals from Jan 1, 2026, including existing recipients approved this year, PUNB said in a statement on Thursday.
The agency said the lower rate is expected to benefit entrepreneurs seeking financing of RM100,000 to RM1 million, helping them manage rising costs from inputs, logistics and global supply chain pressures.
It added that the reduction of 1.5 to 3.25 percentage points will provide cost savings, improve cash flow and support business reinvestment and growth.
PUNB CEO Izwan Zainuddin said the move is a timely step to help Bumiputera businesses remain competitive amid global economic uncertainty.
He said the initiative aligns with the government’s Madani framework to build a more inclusive and sustainable Bumiputera entrepreneurship ecosystem.
The rate cut also marks an early rollout of PUNB’s R30 Strategic Plan (2026–2030), which focuses on reinforcing, scaling and sustaining its financing and support ecosystem.
PUNB also offers other schemes, including Prosper Great for high-growth companies in sectors like green technology and renewable energy, and Prosper Impact/Nova for large-scale government-linked projects.
