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SINGAPORE – Media OutReach Newswire – 19 August 2025 – Aon plc (NYSE: AON) has released its 2025 Global Benefits Trends Study, spotlighting Asia Pacific (APAC) as a region driving innovation in employee benefits strategy. With 518 global HR professionals and 103 APAC-headquartered companies participating, the study reveals a strong regional focus on employee health, personalisation and governance—setting APAC apart from global peers. “As organisations navigate economic uncertainty and rising employee expectations, the ability to deliver personalised, equitable and cost-effective benefits is a strategic differentiator,” said Tim Dwyer, head of Human Capital for APAC at Aon. “Our survey signals APAC is leading the way in aligning benefits strategy with workforce needs. Through innovative, data-driven analytic programmes, businesses are building resilient, future-ready programs for their workforce.” Key Findings for APAC 1. Health and productivity a strategic priority APAC is the only region to rank “health and productivity of employees” among its top five strategic priorities. This reflects the region’s reliance on service labour and the outsized impact of workforce wellbeing on global supply chains. 2. Personalisation gains ground Thirty-two percent of leading multinationals participating in the survey have global guidelines requiring local markets to introduce benefit choice. APAC firms, in particular, are more likely to offer flexibility in annual leave and career development, aligning with employee preferences. Moreover, 65 percent of employees at multinational firms are willing to sacrifice current benefits for better personalisation. 3. Technology-enabled benefits delivery Sixty percent of leading multinationals (that is multinationals who have a global benefits strategy, an effective governance framework that is formally adopted and endorsed by senior management, reviewed and updated on a periodic basis and access to comprehensive data in most countries) rely heavily on technology to deliver personalised benefits experiences. APAC companies are early adopters of artificial intelligence (AI) for benefits selection and wellbeing support, with 28 percent planning to implement AI-driven solutions. 4. Cost containment remains central Thirty-one percent of companies from the global survey are considering remarketing or changing providers, though only 37 percent are investing in wellbeing initiatives, suggesting a gap between strategic intent and execution. 5. Governance and strategy execution Leading APAC organisations are three times more likely to have formal governance committees and senior management endorsement of their global benefits strategy and are 2.5 times more likely to have global benefit guidelines outlining preferred design and financing approaches. “Health and productivity of the workforce are crucial, and the large size of the populations in this region means that small changes can have a large impact,” said Alan Oates, head of global benefits for APAC at Aon. “Prioritising health and productivity of employees reflects the critical importance of workforce in the region to the supply chain for many multinational organisations. Organisations across the region must continue to adapt their employee benefits strategies to meet evolving workforce expectations and economic challenges as they strive to remain competitive. This study underscores the importance of aligning benefits strategy with workforce needs while managing manage rising costs and governance complexity — especially in a region as diverse as APAC.” About the Study: The 2025 Global Benefits Trends Study surveyed HR leaders with global responsibilities across multiple regions. The findings provide a comprehensive view of how multinational companies are evolving their benefits strategies to remain competitive in a complex global environment. Download the full report: Aon 2025 Global Benefits Trends Study Hashtag: #Aon The issuer is solely responsible for the content of this announcement. About Aon Aon plc (NYSE: AON) exists to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that protect and grow their businesses. Follow Aon on LinkedIn, X, Facebook and Instagram. Stay up to date by visiting Aon’s newsroom and sign up for news alerts here. Disclaimer The information contained in this document is solely for information purposes, for general guidance only and is not intended to address the circumstances of any particular individual or entity. Although Aon endeavours to provide accurate and timely information and uses sources that it considers reliable, the firm does not warrant, represent or guarantee the accuracy, adequacy, completeness or fitness for any purpose of any content of this document and can accept no liability for any loss incurred in any way by any person who may rely on it. There can be no guarantee that the information contained in this document will remain accurate as on the date it is received or that it will continue to be accurate in the future. No individual or entity should make decisions or act based solely on the information contained herein without appropriate professional advice and targeted research.

SINGAPORE – Media OutReach Newswire – 19 August 2025 – Licensed moneylenders in Singapore often contend with an enduring set of negative stereotypes: predatory practices, exorbitant rates, and a focus on exploiting the vulnerable. But Unilink Credit is quietly working to challenge these perceptions. Instead of publicity drives, the company focuses on ongoing support for corporate social responsibility in Singapore, reaching some of the most vulnerable local communities. A Zeno Group survey of over 7,000 consumers, including 1,000 in Singapore, found that nearly 8 in 10 Singaporeans consider a brand’s engagement with social issues when deciding what to buy or recommend. This highlights the growing business impact of corporate social responsibility. Quiet Contributions to Community Welfare The company has supported initiatives that provide elderly residents and low-income families with practical assistance, such as school materials for children, festive meals, and nutritious care packages during the Lunar New Year. Although these corporate social responsibility contributions are acknowledged by partner organisations in Singapore, Unilink Credit has chosen not to publicise them widely. “We did all these with heart and not for any marketing purpose,” said Daphne, Director of Unilink Credit. “You don’t have to be very wealthy to do charity. Every bit counts, and it doesn’t always need to be monetary. The corporate social responsibility effort comes from the heart.” A Different Side of Lending For Unilink Credit, the connection between lending and giving is not contradictory. Both are guided by the same principles: trust, responsibility, and social impact. The company believes that a licensed moneylender’s role in Singapore extends beyond simply providing loans. It can also involve offering regulated, transparent credit services and channelling resources toward community support. Impact Beyond Numbers The most rewarding outcomes from their corporate social responsibility efforts in Singapore, they say, are the moments that statistics can’t capture: the smiles of elderly residents at a community lunch, the gratitude from families receiving care packs, and the excitement of children awarded for their academic achievements. Looking ahead, Unilink Credit plans to continue supporting causes that serve the elderly and low-income children, even when the organisations fall outside of its cultural or religious background. “We’re open to helping as long as it reaches those who need it most,” Daphne, Director of Unilink Credit added. In an industry where public perception is slow to change, the company hopes its example will offer a more balanced perspective. It aims to show that lending and corporate social responsibility in Singapore can exist side by side. Hashtag: #UnilinkCredit https://unilinkcredit.com.sg/ The issuer is solely responsible for the content of this announcement.

Millennials and Gen Zs lead the charge in proactive wealth planning; Gen Zs also have the highest expectations towards receiving an inheritance SINGAPORE – Media OutReach Newswire – 19 August 2025 – A new report by Etiqa Insurance Singapore spotlights growing trends in intergenerational wealth transfer, with 77% of Singaporeans prioritising leaving a financial legacy to future generations. With two-thirds of Singaporeans having either received, transferred or expect to receive or transfer their wealth, a commitment most pronounced among those aged 55 and above (74%), proactive wealth planning and management for Singaporeans is more crucial than ever. Wealth Transfer Insights Report 2025 78% of Singaporeans aged 55 years and above prioritise the importance of discussing inheritance matters with their families, signalling a clear cultural shift toward open and proactive legacy planning. This reflects a broader societal shift towards greater transparency and responsibility in legacy planning, as older Singaporeans recognise the importance of wealth transfer conversations before one’s passing. Over half of Singaporeans surveyed (53%) have either received or expect to receive an inheritance. This expectation is even higher among younger Singaporeans, with 62% under the age of 24 expecting to receive an inheritance. This indicates the need for early financial literacy and planning to ensure wealth is managed effectively. Among Singaporeans who expect to receive or give an inheritance, one in five anticipate a windfall of $1 million or more. With large sums potentially involved, financial education becomes key, and recipients need financial planning and management to manage this wealth. Among Singaporeans who have received their inheritance, 53% believe the inheritance plays a critical role in their long-term financial stability. In contrast only 35% of Singaporeans who have yet to receive an inheritance see it as critical factor that ensures their long-term financial stability. As the true value of an inheritance often becomes clear only after it is received, proactive financial guidance is essential to help individuals integrate it effectively into their long-term financial goals. Other key findings of the survey include: Nearly half (46%) of Singaporeans have plans to or have already initiated wealth transfers during their lifetime, shifting away from solely relying on transfers upon their passing. About half of Singaporeans surveyed (49%) actively use insurance as an instrument for wealth transfer, recognising it as an effective method for legacy planning beyond basic protection. Most Singaporeans preparing to pass on wealth involve their family in financial planning conversations (42%) and instilling values of responsibility and diligence (41%). A notable 18% still lack a plan for successor readiness. Wealth transfer comes with complexities. Key worries for Singaporeans regarding wealth transfer include family conflict (36%), maintaining their own financial security (34%), and fears of mismanagement of wealth (31%). One in three Singaporeans now involve a financial advisor in their wealth transfer planning, reflecting a growing recognition of the critical need for expert guidance in navigating complex legacy decisions. “Our Wealth Transfer Insights Report findings indicate that wealth transfer is increasingly viewed not just as a financial event, but as a purposeful act of next generation empowerment,” said Raymond Ong, CEO of Etiqa Insurance Singapore. “It is heartening that Singaporeans are having conversations about wealth planning through open family dialogue and meticulous planning, fundamental to ensuring financial well-being of their families.” “While Singaporeans demonstrate a strong commitment to securing their family’s financial future through wealth transfer, potential challenges such as wealth mismanagement and preserving this wealth for next generation need to be addressed,” Mr. Ong emphasised. “More strategic and informed legacy planning to bridge existing gaps and fostering continuous open dialogue are essential steps to ensure that legacies not only endure but truly empower future generations.” Etiqa Insurance Singapore supports the community through financial planning literacy workshops and activities designed to empower individuals across all age groups. These initiatives, that will be rolled out in phases in coming years, aim to equip participants with the essential knowledge to protect, grow, and manage their wealth effectively. Find out more at: www.etiqa.com.sg Etiqa Insurance Singapore Wealth Transfer Insights Report The Etiqa Insurance Singapore Wealth Transfer Insights Report was conducted in collaboration with Kantar in June 2025, surveying 1,008 Singapore citizens and permanent residents across four age groups: Gen Z (18 to 28 years old), Millennials (29 to 43 years old), Gen X (44 to 59 years old), and Seniors (60 and above). This study delves into the attitudes, expectations and strategies around both receiving and passing wealth to the next generation. Hashtag: #EtiqaInsurance The issuer is solely responsible for the content of this announcement. Etiqa Insurance Pte. Ltd. Etiqa Insurance Pte. Ltd. (EIPL) is a life and general insurance company licensed and regulated by the Monetary Authority of Singapore and governed by the Insurance Act 1966. Having protected customers in Singapore since 1961 under the name United General Insurance Co. Sdn. Bhd., the company transitioned into the Singapore branch of Etiqa Insurance Berhad in 2009. Today, EIPL in Singapore stands as the pivotal operating entity of Etiqa Insurance Group, a leading insurance and takaful provider in ASEAN. EIPL offers a comprehensive range of life and general insurance products accessible through its diverse distribution channels, including bancassurance, agents, brokers, financial advisers, partnerships, direct and online sales via Tiq by Etiqa. Etiqa is rated ‘A’ by credit rating agency Fitch for the group’s ‘Favorable’ business profile. EIPL is owned by Maybank Ageas Holdings Berhad, a joint venture combining local market expertise with international insurance knowledge, with 69% ownership by Maybank, the fourth largest banking group in Southeast Asia, and 31% by Ageas, an international insurance group operating across 13 countries.

KUALA LUMPUR, MALAYSIA – Media OutReach Newswire – 19 August 2025 – Malaysians use approximately 9 billion plastic bags every year, including trash bags that are difficult to fully decompose. Over time, these break down into microplastics, increasing the risk of microplastic ingestion among locals and making Malaysia the country with the highest intake in the world. Earthya Compostable Bag – product of Zaneco Sdn Bhd. Ivan Chan – CEO of Zantat Holdings Berhad & Zaneco Sdn Bhd To address this issue, local innovative eco brand Earthya has launched the Earthya Compostable Bag, a product developed over three years of dedicated research. Made entirely free of any plastic components, it can fully break down into plant fertiliser in natural conditions or home compost environment, helping to ease Malaysia’s struggle with microplastic pollution. Malaysians Rank First Globally in Microplastic Consumption According to The Straits Times, among 109 countries surveyed for microplastic pollution, Malaysians consume an average of 502.3 milligrams of microplastics per person daily, equivalent to about 494,000 particles. Over 50% of this microplastic intake comes from consuming fish. This is closely linked to Malaysians’ heavy reliance on single-use plastics in daily life, including plastic bags for takeaways, disposable food containers, plastic beverage cups, straws, shopping bags, garbage bags and more. Without a robust recycling and waste management system, these plastics eventually break down into microplastics, which enter the air and waterways, widely infiltrate the human food chain, and ultimately end up in the human body. Earthya Hopes to Reduce Microplastic Pollution with Compostable Bags Founder of Earthya, Ivan Chan Bin luan, expressed his hope that these compostable bags will help ease Malaysia’s microplastic pollution challenge. Therefore, together with the Earthya team, he conducted in-depth research into various biodegradable materials suitable for making plastic alternatives, and discovered that many trash bags are wrongly marketed as eco-friendly, such as those made from Photo-Degradable, Oxo-Degradable, or Bio-Degradable plastics which still release microplastic particles during composition, posing potential risks to the environment. Ultimately, they selected premium calcium carbonate and an internationally certified compostable polyester as the core materials, successfully developing the Earthya Compostable Bag—a truly eco-friendly trash bag that contains no plastic, naturally decomposes into plant fertiliser, and leaves no microplastic residue. 5 Unique Advantages of the Earthya Compostable Bag Compared to conventional trash bags on the market, the Earthya Compostable Bag offers 5 unique advantages: 100% Plastic-Free Contains no traditional plastic components such as polyethylene (PE) or polypropylene (PP). Generates no microplastics during use—safer and more eco-friendly. Naturally Decomposable—No Special Equipment Required Suitable not only for industrial composting but also able to break down in home compost systems or natural soil. Shelf Life of up to Two Years When compared to most cornstarch-based compostable bags with a shelf life of only 6 months, the Earthya Compostable Bag is better suited for long-term storage and everyday use. Strong and Durable, Feels Just Like a Plastic Bag Combines strength and familiar feel, so going green doesn’t mean giving up convenience or changing your habits. Comes in an XS Size, Specially Designed to Fit Most Household Kitchen Waste Bins Offers a hassle-free composting solution for households, while preventing methane emissions caused by sealing food waste in plastic bags. Most importantly, the calcium carbonate added to Earthya bags can be absorbed by the soil, helping to balance pH levels and further improve soil quality, achieving multiple environmental benefits. Certified by Multiple Local and International Authorities Earthya Compostable Bags have obtained the following certifications to date: TÜV Austria OK Compost (Home Compost Certification) The OK Compost is a certification program specifically for compostable products, managed and issued by TÜV Austria. MyHijau (Malaysia’s Official Green Product Certification) The MyHijau certification is one of Malaysia’s most authoritative eco-labelling systems, designed to promote sustainable practices among businesses. BPI Compostable (United States BPI Compostable Certification) The BPI certification mark on a product indicates that it has passed rigorous testing and meets compostability standards such as ASTM D6400 or D6868. These standards assess the product’s ability to break down in industrial composting facilities, a process that typically takes up to 90 days, while ensuring no harmful residues remain. Australia Standard for Industrial Compostability AS4736 (Australia’s Industrial Composting Standard) Australia’s Industrial Composting Standard AS4736 sets clear requirements for compostable packaging materials. It mandates visible decomposition within 12 weeks and complete biodegradation within 6 months. Spreading Awareness on Microplastic Hazards to Inspire Greater Eco Participation Founder Ivan Chan Bin Iuan shared that the inspiration behind developing the Earthya Compostable Bag was to normalise eco-friendly living—proving that sustainability doesn’t have to come at the cost of convenience, and that everyone can easily take part. “We hope that when you pick up an Earthya Compostable Bag, you feel a sense of assurance and trust—knowing that every bag you use will never break down into microplastics, will never become a burden to the planet after disposal, and will never end up as microplastics consumed by you or your children.” He emphasised that no one should underestimate the power of individual action. If just one person chooses a trash bag that doesn’t break down into microplastics, that’s already a reduction in the generation of microplastics. And when 10, 100 people, or even thousands make the same choice, it will help ease Malaysia’s microplastic pollution. Besides that, to further drive environmental awareness, Earthya actively organises environmental talks, participates in exhibitions, and shares educational content on social media to strengthen the public’s understanding of eco-friendly products. If you would like to make a purchase, you can visit: Shopee and search for “Earthya” Find us at all Health Lane Family Pharmacies outlets across Malaysia Hashtag: #Earthya #ForTheEarth #GreenWithEarthya #EcoWithEarthya #ChangeWithEarthya #SustainableFuture #OurEarthOurFuture #SmallStepsBigEarthya #TogetherForTomorrow #sustainability #NoMicroplastic https://zanecosb.com/https://www.facebook.com/Earthya3https://www.instagram.com/earthya.my/https://www.tiktok.com/@earthya3?lang=enhttps://my.shp.ee/Y2dkbzZ The issuer is solely responsible for the content of this announcement.